Budget 2020

Last year I spent $18,500 for the whole year. This year, I hope the amount will be lower than that. It’s not yet my target though. My target monthly budget, probably achievable in 2021, is as follows: $200 – insurance without cash value $50 – household $30 – mobile subscription $75 – transport Total $355/mthContinue reading “Budget 2020”

Necessity is the mother of invention

I view this phase of boredom as a necessity. Out of boredom comes creativity. Most retirees go through this phase as well. It is a period whereby we discover our identity outside of work. As the feeling is unpleasant, it is very tempting to go and find some work to kill the feeling. But feelingsContinue reading “Necessity is the mother of invention”