We would have been nine today. But we didn’t make it. I dreamt of you last night. Not the you that you are now. But the you that you used to be. You asked me if I was okay. You looked me over. Then you smiled at me and said, “Not yet. Just a bitContinue reading “Happy 9th”
Author Archives: Daniel Tay
How to get free food, part 1
If you could have an additional $400 a month, how would you feel? Back when financial planning took up the bulk of my time, I was surprised at the lengths that people would do to earn a few hundred dollars more every month. Some would write a book. Some would give tuition. Some would putContinue reading “How to get free food, part 1”
An untitled post
I realise that I hardly write in this blog, and it’s been about 9 months since I wrote here. The only reason I decided to write a little tonight is because I just renewed the domain name and thought I might as well use it. Let’s see. What has happened in my life so far?Continue reading “An untitled post”
How I go cashless in Singapore
I don’t get what’s the big deal about going cashless in Singapore. Since April this year, I’ve gone completely without cash, and that is a real time-saver. I admit, the first few times I chose to leave home without it (cash), I was filled with anxiety. What if I needed to buy something and theyContinue reading “How I go cashless in Singapore”
My next great adventure
Hello. I haven’t written in here for over a month. I was kind of inspired to write a blog post after reading an update from a friend’s blog. I’ve been busy. Busier than I expected I would be. Which is strange, considering my biggest change in my life. But before I get to that, IContinue reading “My next great adventure”
Should I put $500k into a bank with an interest rate of 13%?
Sometimes I write answers to financial questions on Quora. The asker of this question added: In my country, we have that high interest if you deposit that amount of money in a local currency. Our currency has been devaluated by 100% in 20–4–15. I really don’t think that it will happen again in any timeContinue reading “Should I put $500k into a bank with an interest rate of 13%?”
Why do some millionaire Singaporeans still live in HDB apartments?
A few years ago, I accompanied a friend to do door knocking. It’s the first and only time I ever did it — just for the experience. Door knocking is the activity that some insurance agents do to find customers. Other occupations that do this are ice-cream sellers, Christian evangelists, and other door-to-door salespeople. It’sContinue reading “Why do some millionaire Singaporeans still live in HDB apartments?”
What personal finance mistakes should everyone avoid?
I’ve been learning about personal finance for 10 years and teaching personal finance for 7. Here are the top five common mistakes I’ve observed: ONE: Spending more than you earn I had two friends. One was a lawyer who earned $100K a year and spent $110K. The other was an engineer who earned $60K aContinue reading “What personal finance mistakes should everyone avoid?”
How do I overcome the belief that I have to be a millionaire or billionaire to enjoy life?
Sometimes I write answers to financial questions on sites like Quora. Someone there asked the above question. They specified that while they have hobbies that they enjoy, they can’t shake the feeling that in order to truly enjoy life, they would need a significant net worth to allow them to try new things and experiences.Continue reading “How do I overcome the belief that I have to be a millionaire or billionaire to enjoy life?”
What are most people ignorant of that prevents them becoming financially wealthy?
Sometimes I answers to financial questions on sites such as ConsultWho.sg and Quora. Recently there was a question on Quora which asked: Q: What are most people ignorant of that prevents them becoming financially wealthy? The person who asked the question wanted to know the answer specifically in terms of education/knowledge. Here is how IContinue reading “What are most people ignorant of that prevents them becoming financially wealthy?”
Daniel Tay 